Capital Gains Tax Calculator - STCG & LTCG Tax Calculator Capital Gains Tax
Calculate capital gains tax on stocks, mutual funds, and property. Compute short-term and long-term capital gains, applicable tax rates, cess, and net profit after tax.
Investment Details
Capital Gains Tax Breakdown
Capital Gains Tax Calculator - Guide
What is Capital Gains Tax?
Capital gains tax is a tax levied on the profit earned from the sale of a capital asset such as stocks, mutual funds, property, gold, or bonds. The tax is calculated on the gain — i.e., the difference between the sale price and the purchase price, minus any eligible exemptions.
Short-Term vs Long-Term Capital Gains
Listed Equity & Equity MF: STCG if held < 12 months; LTCG if held ≥ 12 months
Debt Mutual Funds: All gains taxed at slab rate (from FY 2023-24)
Property / Real Estate: STCG if held < 24 months; LTCG if held ≥ 24 months
Gold / Jewellery: STCG if held < 24 months; LTCG if held ≥ 24 months
Tax Rates (FY 2025-26)
Listed Equity STCG: 20%
Listed Equity LTCG: 12.5% (above 1.25 lakh exemption)
Debt Funds: Taxed at income tax slab rate
Property STCG: Taxed at income tax slab rate
Property LTCG: 12.5% (no indexation from FY 2024-25)
Gold STCG: Taxed at income tax slab rate
Gold LTCG: 12.5%
+ 4% Health & Education Cess on tax
How to Use This Calculator
- Asset Type: Select the type of asset you sold (equity, debt fund, property, gold, etc.).
- Holding Period: Choose whether it is short-term or long-term.
- Purchase & Sale Price: Enter the total cost of acquisition and the sale consideration.
- Expenses: Enter any transfer-related expenses (brokerage, stamp duty, etc.).
- Exemption: For listed equity LTCG, the first 1.25 lakh is exempt per FY.
- Results: View the capital gain, tax liability, cess, and net profit.
Capital Gains Tax Formula
Capital Gain = Sale Price − Purchase Price − Transfer Expenses
Taxable Gain = Capital Gain − Exemption (if applicable)
Tax = Taxable Gain × Tax Rate
Total Tax = Tax + (Tax × 4% Cess)