Online Calculator

100+ Free Tools

Your All-in-One Calculator Suite

Plan investments, calculate EMI, check BMI, convert currencies and more — accurate, private, and completely free. No login required.

SIP Calculator

Calculate your SIP returns, total investment and final corpus with step-up SIP and compounding. Plan mutual fund SIP investments with year-wise breakdown charts.

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SWP Calculator

Plan your Systematic Withdrawal Plan for retirement income. See how long your mutual fund corpus lasts with monthly withdrawals, returns and year-wise balance.

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SIP & SWP Calculator

Complete investment lifecycle planner — accumulate wealth with SIP during your working years, then generate retirement income with SWP.

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Compound Interest Calculator

Calculate compound interest (CI) with monthly, quarterly, half-yearly or annual compounding frequency. See how your money grows with the power of compounding.

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FD Calculator

Calculate Fixed Deposit (FD) maturity amount and interest earned for any bank. Supports monthly, quarterly, half-yearly and annual compounding.

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Interest Earned Calculator

Find out how much interest you earn on your deposit per month, quarter, half-year or year. Instant calculation with period-wise breakdown.

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Retirement Calculator

Plan your retirement with confidence. Calculate the corpus needed, monthly SIP required and see year-wise wealth accumulation projections.

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PPF Calculator

Estimate your Public Provident Fund maturity amount and interest earned. Supports yearly and monthly deposit frequency with 15-year lock-in breakdown.

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NPS Calculator

Plan your National Pension System contributions. Calculate total corpus, lump sum withdrawal, annuity investment and estimated monthly pension.

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ROI Calculator

Calculate Return on Investment for any asset. See total profit, ROI percentage and annualised returns with clear breakdown.

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CAGR Calculator

Find the Compound Annual Growth Rate of your investments. Compare growth rates across stocks, mutual funds and other assets.

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Lumpsum Calculator

Calculate the future value of a one-time lump sum investment with compound interest. See yearly growth projections.

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Stock Profit Calculator

Calculate profit or loss on stock trades. Factor in buy price, sell price, quantity and brokerage to see net returns.

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Stock Average Calculator

Calculate average buy price after multiple stock purchases. See weighted average cost and total investment at a glance.

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RD Calculator

Calculate Recurring Deposit maturity amount and interest earned. See how monthly deposits grow over time with compounding.

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Step-up SIP Calculator

Plan your SIP with annual step-up (top-up). See how increasing your SIP amount yearly accelerates wealth creation.

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Dividend Yield Calculator

Calculate dividend yield percentage and annual income from stock dividends. Compare yields across different investments.

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Mutual Fund Returns Calculator

Calculate returns on mutual fund investments with XIRR, absolute and annualised return modes.

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FIRE Calculator

Plan your Financial Independence, Retire Early journey. Calculate the corpus needed and timeline to achieve FIRE.

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Brokerage Calculator

Calculate brokerage fees, STT, exchange charges and net profit for equity and F&O trades.

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EMI Calculator

Calculate EMI for home loan, car loan and personal loan. See monthly instalment, total interest paid and full amortisation schedule.

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Simple Interest Calculator

Calculate simple interest (SI) on loans, savings accounts and fixed deposits. Get principal, interest earned and total amount instantly.

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Mortgage Calculator

Estimate your monthly mortgage payment, total interest and view a year-wise amortisation schedule. Plan your home purchase with confidence.

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Home Loan Calculator

Calculate home loan EMI, total interest and processing fees. See complete amortisation schedule with year-wise principal and interest breakdown.

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Car Loan Calculator

Calculate car loan EMI, total interest, processing fees and total cost of ownership. Compare different loan terms and rates.

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Personal Loan Calculator

Calculate personal loan EMI, total interest, processing fees and total cost. Plan your personal loan with detailed repayment schedule.

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Loan Amortization Calculator

View detailed month-wise and year-wise loan amortisation schedule. See how each EMI is split between principal and interest.

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Loan Eligibility Calculator

Find out how much loan you can get based on your income, expenses and existing obligations. Check eligibility for home, car and personal loans.

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Credit Card EMI Calculator

Convert credit card purchases into EMI. Calculate monthly instalments, total interest and repayment schedule for credit card debt.

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Debt Payoff Calculator

Plan your debt-free journey. Calculate how long it takes to pay off debt with extra payments using snowball or avalanche methods.

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Reverse Mortgage Calculator

Estimate monthly income from a reverse mortgage based on home value, age and interest rate.

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APR Calculator

Calculate the Annual Percentage Rate (APR) including fees and charges for accurate loan cost comparison.

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Interest Rate Calculator

Find the interest rate on any loan or investment given principal, time period and total amount.

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Debt Consolidation Calculator

Compare current debts vs a consolidation loan. See monthly savings and total interest reduction.

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Loan Comparison Calculator

Compare up to 3 loans side by side — EMI, total interest, total cost and amortisation schedules.

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Business Loan Calculator

Calculate business loan EMI, total cost and repayment schedule. Plan working capital and expansion financing.

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Education Loan Calculator

Estimate education loan EMI with moratorium period. Plan tuition financing with grace period support.

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Tax Calculator

Calculate income tax under Old and New Tax Regime (FY 2025–26). Compare tax slabs, standard deduction and Chapter VI-A benefits side by side.

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Salary Calculator

Calculate in-hand salary from CTC. See take-home pay after EPF, professional tax, income tax and HRA deductions — monthly and annual view.

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Inflation Calculator

See how inflation impacts your money. Calculate the future cost of goods and the real purchasing power of your savings over 5, 10 or 20 years.

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GST Calculator

Calculate GST amount with inclusive and exclusive modes. Supports all GST slab rates — 5%, 12%, 18% and 28% with detailed breakdown.

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HRA Calculator

Calculate HRA exemption under Section 10(13A). Find out how much of your House Rent Allowance is tax-free based on rent paid and salary.

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Gratuity Calculator

Calculate gratuity amount based on your last drawn salary and years of service. Covers both private sector and government employees.

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EPF Calculator

Estimate your Employee Provident Fund balance at retirement. Calculate monthly EPF contributions, interest earned and total corpus.

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Sales Tax Calculator

Calculate sales tax amount and total cost. Works for any tax rate with inclusive and exclusive modes.

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VAT Calculator

Calculate Value Added Tax — add or remove VAT from any amount with support for multiple rates.

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TDS Calculator

Estimate Tax Deducted at Source on salary, interest, rent and professional payments under various sections.

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Overtime Pay Calculator

Calculate overtime pay based on hourly rate, hours worked and overtime multiplier (1.5x, 2x).

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Bonus Calculator

Calculate annual bonus, performance bonus and statutory bonus based on salary and applicable rules.

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Capital Gains Tax Calculator

Estimate capital gains tax on stocks, mutual funds and property — short-term and long-term.

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Professional Tax Calculator

Calculate professional tax deduction based on your state and monthly salary slab.

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BMI Calculator

Calculate your Body Mass Index with visual gauge. See BMI category, healthy weight range and classification table for your gender.

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Calorie Calculator

Estimate your daily calorie needs based on age, gender, height, weight and activity level. Get BMR and TDEE with weight-loss and gain targets.

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BMR Calculator

Calculate your Basal Metabolic Rate using Mifflin-St Jeor or Harris-Benedict formulas. See TDEE and calorie targets for weight management.

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Pregnancy Due Date Calculator

Estimate your baby's due date based on your last menstrual period or conception date. See trimester timeline and key milestones.

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Ovulation Calculator

Track your fertile window and ovulation date. Plan conception or understand your cycle with a personalised fertility calendar.

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Body Fat Calculator

Estimate your body fat percentage using the U.S. Navy method. See your fitness category and get guidance for a healthy body composition.

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Ideal Weight Calculator

Find your ideal body weight based on height, age and gender using multiple scientific formulas (Devine, Robinson, Miller, Hamwi).

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Target Heart Rate Calculator

Find your target heart rate zones for exercise. Optimise workouts for fat burn, cardio and peak performance.

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Heart Rate Calculator

Calculate resting and maximum heart rate. Understand your cardiovascular fitness level.

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Water Intake Calculator

Calculate your recommended daily water intake based on weight, activity level and climate.

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Protein Intake Calculator

Find your daily protein requirement based on body weight, activity level and fitness goals.

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BAC Calculator

Estimate your Blood Alcohol Content based on drinks consumed, weight, gender and time elapsed.

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Body Surface Area Calculator

Calculate body surface area (BSA) using Du Bois, Mosteller and other medical formulas.

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Pace Calculator

Calculate running or walking pace, speed and finish time for 5K, 10K, half marathon and marathon.

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Percentage Calculator

Calculate percentages, percentage change, increase, decrease and reverse percentage. Multiple modes for every percentage operation.

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Currency Converter

Convert between 150+ world currencies with live exchange rates. See conversion history and rate charts.

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Scientific Calculator

Full-featured scientific calculator with trigonometry, logarithms, factorials, powers and memory functions. Keyboard-friendly.

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Simple Calculator

Basic arithmetic calculator — add, subtract, multiply or divide two numbers with instant results and calculation history.

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Fraction Calculator

Add, subtract, multiply and divide fractions and mixed numbers. Simplify fractions and convert between improper fractions and mixed numbers.

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Average Calculator

Calculate mean, median, mode, range and standard deviation for any set of numbers. Supports weighted averages and statistical analysis.

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Ratio Calculator

Solve ratios and proportions. Find missing values, simplify ratios and scale quantities up or down proportionally.

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Unit Converter

Convert between units of length, weight, temperature, volume, area, speed and more. Supports metric, imperial and custom conversions.

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Speed & Distance Calculator

Calculate speed, distance or time when you know two of the three values. Supports multiple units — km/h, mph, m/s and more.

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LCM Calculator

Find the Least Common Multiple of two or more numbers using prime factorisation or listing method.

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HCF / GCD Calculator

Calculate the Highest Common Factor (GCD) of numbers with step-by-step solution.

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Square Root Calculator

Calculate square root, cube root and nth root of any number with decimal precision.

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Standard Deviation Calculator

Calculate standard deviation, variance, mean and range for population and sample data sets.

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Mean, Median, Mode Calculator

Find mean, median, mode and range of any data set with step-by-step solution and frequency analysis.

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Probability Calculator

Calculate probability of single and combined events — union, intersection, complement and conditional.

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Permutation & Combination

Calculate permutations (nPr) and combinations (nCr) with step-by-step factorial breakdown.

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Logarithm Calculator

Calculate logarithms — natural log (ln), common log (log₁₀) and custom base with detailed solution.

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Algebra Calculator

Simplify, expand and factor algebraic expressions. Solve for variables with step-by-step solutions.

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Equation Solver Calculator

Solve linear and quadratic equations with step-by-step solutions. Supports single-variable equations.

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Matrix Calculator

Perform matrix addition, multiplication, determinant and inverse calculations with any matrix size.

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Age Calculator

Calculate your exact age in years, months and days from date of birth. See total months, weeks, days, hours, next birthday countdown and milestone breakdown.

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Date Calculator

Find the difference between two dates in years, months and days. Add or subtract days from any date. Includes weekday and weekend breakdown.

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Time Calculator

Calculate the difference between two times. Add or subtract hours, minutes and seconds. Convert time to multiple units instantly.

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Working Days Calculator

Count the number of business days (working days) between two dates. Exclude weekends and optionally custom holidays.

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Time Duration Calculator

Calculate total duration from multiple time entries. Add up hours, minutes and seconds for payroll, exercise tracking and project management.

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Countdown Timer Calculator

Set countdown timers for events, deadlines, holidays and special occasions. Track multiple countdowns.

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Time Zone Converter

Convert times between world time zones instantly. Compare business hours across cities.

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Anniversary Calculator

Calculate time since a special date — anniversaries, milestones and events in years, months and days.

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Leap Year Calculator

Check if any year is a leap year. See a list of upcoming and past leap years with calendar rules.

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EMI vs Rent Calculator

Compare the total cost of buying a home (with EMI) vs renting. See which option is financially better over your chosen time period.

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Discount Calculator

Calculate sale price, savings and effective discount with single or double discounts. Includes tax calculation and quick discount reference table.

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Depreciation Calculator

Calculate asset depreciation using straight-line, declining balance and sum-of-years-digits methods.

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Profit Margin Calculator

Calculate gross profit margin, net profit margin and markup from cost and revenue figures.

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Markup Calculator

Calculate markup percentage and selling price from cost price. Convert between markup and margin.

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Break-even Calculator

Find your break-even point in units and revenue. See how fixed costs, variable costs and price affect profitability.

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Net Worth Calculator

Calculate your net worth by listing all assets and liabilities. Track financial health over time.

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Cost Per Unit Calculator

Calculate the cost per unit of production including fixed and variable costs. Optimise pricing strategy.

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Commission Calculator

Calculate sales commission based on revenue, tiered rates and bonus thresholds.

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Inventory Turnover Calculator

Calculate inventory turnover ratio and days of inventory. Optimise stock management efficiency.

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Why Use Online-Calculator.work?

All 100+ calculators are completely free, require no login or registration, and run entirely in your browser. Your financial, health and personal data never leaves your device.

What is a SIP (Systematic Investment Plan)?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds at regular intervals — typically monthly. It's one of the most popular ways for investors to build long-term wealth through the power of compounding and rupee-cost averaging.

Use our SIP Calculator to estimate your returns, explore the SIP & SWP Calculator for complete investment-to-retirement planning, or check the Lumpsum Calculator for one-time investments.

Whether you're planning a home loan, comparing FD interest rates, estimating your in-hand salary, or tracking your BMI, our tools have you covered:

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